Screenshot of TACP's Dashboard

SMSGH's Banking and Finance Solutions enable safe and reliable deployments of real-time transaction environments that allow your customers to query account information and perform secure transactions using SMS text messaging.

Using SMS, financial institutions are able to offer customers a broad range of functions traditionally available with Internet banking including access to account balance information, fund transfers, transaction history, bill payments and receive transaction alerts. SMS banking introduces significant operating efficiencies in to banking environments by offering one of the fastest self-service methods available for customers to perform the most common high-volume transactions.

Stock Brokrage firms are able to offer customers an array of functions that enable them to monitor and transact with their portfolio using SMS text messaging. With SMS, investors are able to transact anywhere, anytime, including stock quotes, trade executions and confirmations, and alerts.

Banking and finance companies can leverage these solutions to provide customer information regarding account activities such as

• deposits
• withdrawals
• loan approvals
• Investments
• general services

Alerts are delivered via SMS text or flash, HTTP(S) Post or e-mail messaging services. The scopes of offered services include facilities to inform customers on their account activities(credits and debits), loan repayment obligations, and investments portfolio and also provide regular customized information on their account and investments deployed over SMPP and HTTPS for bank and non-bank financial institutions.

SMSGH's Transactional Alert Control Platform (TACP) currently working for more than 15 financial institutions is a robust and modular software appliance that manages the entire operation of providing alerts for customers.

TACP's tiered user structure conforms with regular structures within a financial organisation. The four levels of user access on the TACP include;

1. Root User: with access to all functions and features including all user and activity logs on the system.
2. Administrator: with access to all functions and features including all user and activity logs on the system except ability to change system settings.
3. Branch Manager: with access to all information on the system relating to only one branch and has functions to authorize customers to receive alerts.
4. Branch Operator: with access to information relating to one branch and, primarily has functions to sign up customers on to the service and provide first level customer support (ie. editing customer details such as change in mobile number, checking customer status, checking service status, etc.).

SMSGH's SMS Banking and Finance Solutions offer a comprehensive range of built in features, with an extensible architecture enabling you to implement customised functionality to suit more specific requirements of your banking processes.

Account Balance Information - enable your customers to access account balance information from linked accounts
Fund Transfers - enable customers to transfer funds between their linked accounts
Bill Payments - provide bill payment and pay anyone features for new and saved payees
Secure Access - reliable and secure access using login name and password, with the added feature of mobile number identification
Stock Information - obtain information on-demand for current stock and indice values
Portfolio Alerts - receive alerts on rising and falling stock values and total portfolio valuation
Transaction Alerts - receive text alerts when transactions have been performed on your accounts, including credit cards with variable transaction amounts
Sell/Buy Executions - execute a stock sell or buy
Transaction Confirmations - receive confirmation that a trade has been executed